Total Body PacSM
Complete insurance protection for your spa, salon, electrology,
tattoo, body piercing, or micropigmentation studio.
Available Coverage
Policies are tailored to meet the coverage needs of each individual
clinic.
The focus of the Total Body PacSM m insurance program is liability
insurance for a variety of service businesses including electrologists,
aestheticians & massage therapists, day spas, tattoo artists,
body piercers, and micropigmentation technicians. General and/or
professional liability insurance coverage is available in all
fifty states*.
In most cases, property coverage for your supplies, equipment,
fixtures & furnishings is also available.
Marine Agency Corporation is also pleased to provide additional
lines of coverage such as umbrella, EPLI, commercial automobile,
and workers’ compensation subject to applicable underwriting
guidelines. Please call 1-800-763-4775 for more information.
Eligible Operations
Policies are tailored to meet the coverage needs of each individual
clinic.
Virtually all electrology, skin care clinics, and day spas are
eligible for coverage. We are pleased to also offer coverage
for tattoo, body piercing, and micropigmentation studios.
Desired property coverage limits and annual sales must both
be under $10,000,000.
Policy Premiums
Policies are tailored to meet the coverage needs of each individual
clinic.
Liability premiums are based on the number of technicians and
the types of services provided. Property premiums are based
on the amount of coverage needed as well as the characteristics
of your business location (address, building construction type,
sprinkler and/or alarm systems, etc.).
A 10% discount on professional liability premiums is available
for a number of different professional associations and for
graduates of a number of micropigmentation training programs.
Click here for a complete list.
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