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Total Body PacSM
Complete insurance protection for your spa, salon, electrology, tattoo, body piercing, or micropigmentation studio.

Available Coverage

Policies are tailored to meet the coverage needs of each individual clinic.

The focus of the Total Body PacSM insurance program is liability insurance for a variety of service businesses including electrologists, aestheticians & massage therapists, day spas, tattoo artists, body piercers, and micropigmentation technicians. General and/or professional liability insurance coverage is available in all fifty states*. 

In most cases, property coverage for your supplies, equipment, fixtures & furnishings is also available.
Marine Agency Corporation is also pleased to provide additional lines of coverage such as umbrella, EPLI, commercial automobile, and workers’ compensation subject to applicable underwriting guidelines. Please call 1-800-763-4775 for more information.

Eligible Operations

Policies are tailored to meet the coverage needs of each individual clinic.

Virtually all electrology, skin care clinics, and day spas are eligible for coverage. We are pleased to also offer coverage for tattoo, body piercing, and micropigmentation studios.

Policy Premiums

Policies are tailored to meet the coverage needs of each individual clinic.

Liability premiums are based on the number of technicians and the types of services provided. Property premiums are based on the amount of coverage needed as well as the characteristics of your business location (address, building construction type, sprinkler and/or alarm systems, etc.).

A 10% discount on professional liability premiums is available for a number of different professional associations and for graduates of a number of micropigmentation training programs. Click here for a complete list.

Download the Application

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  Electrology & Aesthetics
 
  Yoga & Pilates
 
  Micropigmentation
 
  Tattoo & Body Piercing  
  Compounding Pharmacists  
   
   
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