A wedding is a joyous occasion: the union of two people who plan to spend the rest of their lives together, in the company of their family and friends. However, the only thing that can possibly make your wedding a less-than-perfect day is if something goes wrong – and this can prove especially true for fall weddings. Having a wedding in the fall season means that, along with all of the usual wedding liabilities, from stolen gifts to damaged gowns, you also have to deal with unfavorable weather – such as storms and floods. No matter what happens, there are steps you can take to make sure that your wedding goes as smoothly as possible. Take a look at these five ways to take safety precautions when planning a fall wedding:
1. Make plans for inclement weather.
A sudden storm might damage your wedding venue, causing you to lose your deposit and have to book another venue at the last minute. Your gown might be damaged by the elements, or your flight could be cancelled due to inclement weather. Recognize that any of these things could happen, and be prepared with a Plan B in case it does. It’s also important to have a backup plan for what to do if poor weather breaks out suddenly during your wedding. Are you able to move your reception inside? Think about how to minimize the chance of injury or damage that a storm could cause. Unexpected elements such as falling branches or flash floods will happen whether you prepare or not, but if you are ready for them you can avoid catastrophe and continue your wedding unscathed.
2. Stop fire danger in its tracks.
If you are planning to hold your wedding outdoors, you will most likely be using outdoor fireplaces or other heat sources to warm up your guests in the cooler weather. However, fall often follows on the tracks of a dry summer, and thus has the potential for fire to break out. Furthermore, the commotion of a wedding can make it easy for a guest to trail his or her clothing through a fireplace, or to knock over an oil lamp that then causes a large-scale blaze. Make sure that the venue you are using has safety precautions to prevent this from happening, and place burning objects in safe places – away from areas of activity. Also, be ready with fire safety tools such as fire extinguishers.
3. Have an evacuation route ready.
If you experience an emergency, such as a freak storm or a sudden fire, have a plan for how you will evacuate your guests and avoid any injuries. Tailor the evacuation plans for the specific venue you are using; this means knowing the layout of your venue and keeping track of all exit routes. Choose one person, such as a guest or family member, who will lead the others in the event of an evacuation, and decide on a safe place to meet up afterwards.
4. Watch for danger on the high seas.
Many people choose to have their wedding on a boat or a yacht to add an element of adventure and luxury to the event. However, doing this for a fall wedding comes with the added danger of storms and rough weather on the sea. Before you go out, take extra precautions such as carrying more life jackets on board and checking the weather ahead of time and especially in the days leading up to the wedding. Consider purchasing boat & yacht insurance as well.
5. Get insured.
The best way to ensure peace of mind – and to know that in the event of an emergency, you won’t lose everything that you’ve put into planning your wedding – invest in wedding insurance. This will prevent you from incurring losses if something does not go according to plan. Wedding insurance can cover property damage, bodily injury, advertising injury, and personal injury, for a total liability of up to $1 million. So, whether your venue provider goes out of business at the last moment, a guest falls and hurts himself at your wedding, or the suitcase with your tuxedo gets misplaced at the airport, you know that you can still go forward with your wedding.
Marine Agency Insurance is an insurance company dedicated to helping you overcome any hardship, from floods to property damage to personal liability. Founded in 1922, Marine Agency specializes in Day Spa & Salon, Laser & MediSpa, and Tattoo & Piercing insurance. The company also offers business and personal insurance to businesses and individuals of all kinds, from martial arts instructors to dance studios and vendors.
Contact our experts at Marine Agency today for everything you need to know about wedding insurance and to receive a free quote!