Getting the insurance you need for your day spa or hair salon is easy when you choose options from our day spa insurance program in MI. This program puts the most popular choices in front of you so you don’t have to scour the internet to find them. Here are some of the types of coverage you should be sure to have:
Workers’ compensation insurance – This insurance covers workers who have to take time off or get treatment due to work-related injuries. In Michigan, it is mandated by law if you have any employees who work 35 hours per week for at least 13 weeks, three or more employees at any one time.
General liability coverage – General coverage protects you from expenses related to accidents that occur on or in your premises.
Professional liability coverage – This protection is used to cover you against damages resulting from injury or damage to customers’ property caused by you or your employees during the performance of professional duties. It is an important form of salon insurance for salon owners in MI.
Property insurance – Your building and its contents are protected by this coverage. Fire, theft, and other such threats are included in these policies. This is only available to building owners.
These are just some of the types of salon and day spa insurance in MI that we offer. Your business may need more coverage types, so be sure to talk to our agent to put together the best package for your requirements.
- Michigan law requires that you carry workers’ compensation insurance under most circumstances.
- Liability insurance is available for both general and profession-related coverage.
- Property insurance protects your self-owned building and its contents from fire, theft, and related expenses.
To learn more about salon or day spa insurance in MI, or for hair salon insurance quotes in MI, just contact us at Marine Agency Insurance. We’ll be glad to help you put the right package together for your needs.