Pennsylvanian owners of spas and salons businesses need a variety of insurance coverage to make sure that they do not become subject to expensive liabilities. One type of coverage, workers’ compensation, is even required by law if you have any employees. Other policies you should consider include:
Liability insurance – This comes in two main forms relevant to day spas and salons: general and professional. General liability coverage protects against harm for those who come onto your property or into your building, while professional liability covers harm caused by those who are performing their duties.
Abusive acts coverage – Even with good vetting, employees sometimes can turn out not to uphold your business standards. This type of coverage protects against the cost of any damages that may result.
Property coverage – If you own your building, be sure to add this to your day spa insurance program in PA. It protects against losses from fire, theft, burglary, and the like.
- Workers’ compensation is a required form of day spa insurance in PA.
- Liability and property insurance are great insurance coverage options for salon owners in PA.
- Abusive acts insurance protects you if one of your employees is accused of physical, sexual, or other abuse.
To learn more about good insurance options for your business, or to get hair salon insurance quotes in PA, just contact us here at Marine Agency Insurance. We’ll be glad to discuss your needs and put together a package that perfectly fits them. Then, you can rest assured that you won’t be harmed by an unexpected catastrophe or liability claim.