North Carolina tattoo and piercing establishments are always vulnerable to loss, whether it be from claims made by clients or damage to property. To protect against these risks, every tattoo and piercing shop should purchase appropriate NC tattoo insurance.
Types of Tattoo & Piercing Shop Insurance in NC
If you own a tattoo and piercing shop in North Carolina, you may need a variety of insurance policies to protect against all possible risks. Some of the most common policies purchased include:
- General liability – General liability coverage protects you when customers make claims related to personal injury, property damage or similar issues.
- Property insurance – Property insurance is appropriate for tattoo shops that own the buildings in which they operate. This type of insurance provides benefits when the building or its contents are subjected to damage or loss because of a covered event.
- Professional liability – Professional liability coverage applies when a customer claims that a tattoo artist made a mistake or was otherwise negligent.
- Workers’ compensation insurance – The state of North Carolina requires most employers to purchase workers’ compensation insurance. This type of insurance will protect your company when an employee is injured on the job or develops a work-related illness.
- If you own a tattoo and piercing shop in North Carolina, you may need to purchase a variety of types of insurance coverage.
- Different types of coverage needed by tattoo shops include general liability, property insurance, professional liability and workers’ compensation insurance.
- The exact coverage combination you need depends on the specifics of your business’s operation and the risks it faces.