Picture this: you’re out on the open road, wind in your hair, pavement whirring by beneath your tires. The sky is open in front of you, as far as the eye can see. A few mountains dot the horizon, but the road ahead is straight and sure, and you feel your machine humming beneath you – ready to devour every mile to come. This beauty of the open road, and the freedom that comes with it, is one of the biggest reasons why so many motorcycle aficionados become lifelong enthusiasts. There’s simply nothing like it, as any motorcycle owner can tell you.
But, if you want to enjoy all of that freedom worry free, and embrace everything the open road has to offer without fear hanging over your shoulder, you really do need to invest in motorcycle insurance for your ride. Without insurance, even a small accident could mean the end of your riding days, as motorcycle damages add up quickly. Here are a few of the biggest reasons why you need to invest in motorcycle insurance if you are a serious rider and love your bike. Consider each of the reasons below, and then get motorcycle insurance to safely enjoy the open road this fall!
1. It’s The Law
In every U.S. state, motorcyclists are required to insure their vehicles before riding them. Just like operating a car, you can’t legally drive without insurance. You might be able to get away with not having insurance for a while, but one big ticket usually costs more than months or even years of motorcycle insurance. Insuring your ride isn’t just the smart thing to do, it’s also the law. If you want to stay on the right side of legality, you will need to purchase insurance before going out for a ride.
2. You Are Responsible for Other Vehicles on the Road
When you ride a motorcycle while insured, you are investing in protecting other’s property as well as your own. If you get in an accident, your motorcycle could easily be totaled beyond repair. But, if you cause damages to another vehicle as well, you will have a lot more than your own bills to worry about. Investing in motorcycle insurance means that if an accident does occur, and damages are done to another person’s vehicle, you are much less likely to pay out of pocket for any repairs that are needed.
3. Insurance Can Protect Custom Builds
A good motorcycle insurance policy will take the full value of your bike into account, and help you ensure that all of the painstaking work hours and dollars you have invested into your custom built machine are protected. Customizing and improving motorcycles is a big part of why the hobby is so appealing, and nothing beats the feeling of riding a bike that you put together and know intimately, from the tires on up. The right insurance policy can help make sure that if damages do occur, you can get replacement cost coverage for all of your custom parts that make your bike special and unique.
4. Insurance Can Protect Against Vandalism
There are a lot of things that can happen to your bike besides an accident that damages the value of your property. A quality insurance company that understands that and wants to protect you against multiple kinds of damages will help cover your bike’s value in a variety of situations, including vandalism. Vandals don’t care about how important your bike is to you or how much money you have invested in your custom parts and accessories. But, luckily, a quality insurance company does care about all of that, and will take steps to insure that your bike is protected from the carelessness of vandals as well as the dangers of the open road.
5. It’s the Best Way to Guarantee You Can Keep Riding
People who don’t ride motorcycles don’t really understand how big of a part of your life being on the right bike can become. It’s more than just a hobby; it’s two-wheeled therapy, and a whole different way of interacting with the world around you. If you want to guarantee that you can keep riding and keep enjoying the open road no matter what, getting your motorcycle insured is the best thing you can do. Otherwise, taking a big spill could mean you have to go without riding for years while you save the money to buy a new bike or pay for repairs of someone else’s vehicle. Don’t think of motorcycle insurance as just protecting your bike, but as protecting the way of life that your automobile provides. If you want to keep riding, get quality insurance!
For more information or to get a quote from our friendly and knowledgeable staff, contact Marine Agency today!